There is a possibility that, in the near future, certain banks may charge a fee for accepting your savings deposit!
Huh? If this happens, we can all thank the Federal Reserve. The US Federal Reserve is seriously thinking of cutting the interest it pays on bank reserves. Banks depend on this revenue.
The Fed is hurting. Folks, it's a house of cards! I would strongly suggest that you spend every available dollar from your next paycheck on canned foods, toiletries, and other non-perishable day-to-day goods. Prices have been and will continue to rise. Stuff that you buy today will be...if available...more expensive "tomorrow."
No, the sky is not falling. Everything else is falling, in slow motion.